Can I keep my home and file bankruptcy?
In most cases, yes. Ohio’s homestead exemption allows married debtors to protect up to $250,000 of equity.
Can I eliminate credit card and medical debts?
Yes, chapter 7 bankruptcy discharges unsecured debts, such as Visa bills.
How long will my bankruptcy case last?
Chapter 7 bankruptcy usually lasts between 4-6 months, chapter 13 between 3-5 years.
Can creditors call me during bankruptcy?
No. A federal court order known as the automatic stay prevents creditors from contacting you.
Does my husband or wife have to file with me?
No. Married couples can file individually, although the wisdom of this hinges on whether you have joint debts.
We Help Ohio Families Rebuild Their Financial Lives
What to expect when you meet with our firm:
You will meet one on one with an attorney. We will discuss your debts, assets, income and relationships in order to find a solution to your financial problems. We are one of the largest bankruptcy filers in southern Ohio, but meeting with us does not necessarily mean you are going to file for bankruptcy. Meeting with us means you’ll receive professional advice about how best to deal with your debts. We will only recommend bankruptcy where we believe it is the best solution for you and your family based on the totality of the circumstances.
Mr Cope and his staff were always patient with my questions despite my lack of any legal knowledge prior to retaining him.
Russ Cope spent individual time with us and took the effort to explain things and answer all of our questions.
I had an excellent experience with this firm. They were very respectful of my time and of my situation.