Is bankruptcy right for you?

Call (866) 933-2750

  • Skip to primary navigation
  • Skip to main content
  • Skip to footer
Cope Law Offices logo

Cope Law Offices, LLC

Ohio Bankruptcy Attorneys

  • About
    • Our Firm
    • Russ Cope
  • Bankruptcy
    • Overview
    • Protection
    • Foreclosure
    • Chapter 7
    • Chapter 13
    • Unsecured Debt
    • Secured Debt
  • Locations
    • Dayton / Centerville
    • Downtown Dayton
    • Springfield
    • Vandalia
  • Questions?
    • Bankruptcy Q&A
    • Reader Q&A
    • Ask a Question
  • Blog
  • Contact Us

Chapter 13 Bankruptcy

We have helped hundreds of people navigate Chapter 13 bankruptcy. We want to help you get debt relief and the chance to get a fresh start.

Free Bankruptcy Evaluation

Privacy Policy

Keep More of Your Assets

Chapter 13 bankruptcy reorganizes debt into a repayment plan of three or five years. Your monthly payments are lowered under the plan, so you will be able to make the payments. In many cases, the debtor only repays about 10 percent of the debt owed.

Is Chapter 13 Bankruptcy Right for You?

Contact us to find out whether Chapter 13 may be right for you. Our experienced attorney will review your finances and discuss your goals such as stopping foreclosure, keeping all of your assets or stripping a second mortgage.

Focus Areas of Expertise

Bankruptcy icon of balloon carrying money

Bankruptcy

Bankruptcy protection icon of life preserver

Bankruptcy Protection

Bankruptcy and foreclosure icon of a closed sign

Bankruptcy & Foreclosure

Chapter 7 bankruptcy icon of a number 7

Chapter 7 Bankruptcy

Chapter 13 bankruptcy icon of a number 13

Chapter 13 Bankruptcy

Secured and unsecured debt icon of a wall

Unsecured & Secured Debt

Reorganize and Reduce Your Debt

Chapter 13 bankruptcy is available for people whose income is above the median income in Ohio for a household of their size. Many people who have assets they wish to keep choose Chapter 13. If you are behind on your mortgage or car loan but could catch up if you had enough time, Chapter 13 may offer you an advantage.

After you complete the reorganization plan, remaining eligible debts will be discharged. Some debts are not dischargeable under any chapter of bankruptcy, including spousal and child support, certain taxes or student loans.

One of the benefits of bankruptcy is that you receive the protection of the automatic stay from all collection activities during the bankruptcy process. This includes creditor harassment, repossession, foreclosure and wage garnishment.

Contact a Clark County Restructuring Debt Lawyer

Please contact our office at 937-401-5000 to schedule an appointment. Serving Dayton, Springfield, Vandalia, Mason and surrounding Ohio communities.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Free Case Review

Struggling with debt? Send us an email.

  • This field is for validation purposes and should be left unchanged.

Privacy Policy


Latest Posts

  • Dayton During the Pandemic: Local Economic Impact
  • Think Twice Before Reaffirming Mortgage Debt
  • Surviving the Government Shutdown (and Aftermath)

Footer

Dayton Office

6826 Loop Rd
Dayton, OH 45459
Map & Directions

Phone: 937-401-5000
Fax: 877-845-1231

Downtown Dayton

11 W Monument Ave, Ste 300
Dayton, OH 45402
Map & Directions

Phone: 937-648-0100
Fax: 877-845-1231

Springfield Office

49 E. College Ave, Suite 300A
Springfield, OH 45504
Map & Directions

Phone: 937-284-8139
Fax: 877-845-1231

Vandalia Office

812 East National Road, Suite A
Vandalia, OH 45377
Map & Directions

Phone: 937-387-1598
Fax: 877-845-1231

  • About
  • Bankruptcy
  • Questions
  • Blog
  • Payments
  • Contact

© 2023 · Cope Law Offices, LLC · Terms · Disclaimer · Privacy · Sitemap
Legal Marketing by National Bankruptcy Forum, a JSO Consulting business.