Reader's Question: I owe on my house and 1 car and want to keep those, how do I do this if I file bankruptcy, also I am employed but have taken a serious cut in my income, I must keep my job but I don’t make enough anymore to pay … [Read more...] about How do I keep my house and car if I file bankruptcy?

Reader's Question: How much do you charge to file chapter 13 bankruptcy? And can I make pay arrangements if its too much? Ohio Bankruptcy Attorney Russ Cope's Answer Filing for Chapter 13 bankruptcy generally costs less up … [Read more...] about How much does chapter 13 bankruptcy cost in Dayton, Ohio?

Reader's Question: I have a home equity loan and owe 1/3 of the homes value. I have another loan that was to be paid by a previous Corporation that I was the President of and I signed and agreed to pay the loan if the company went … [Read more...] about I have a home equity loan and credit card debt, what are my options?

Reader's Question: During a bk 13, I realize the max loan amount from a lender is $1000. However, what is the max loan you can borrow from your stock savings plan from work, as this money is re-funded back each pay into the … [Read more...] about What is the maximum you can borrow from savings during chapter 13?

Reader's Question: I want to pay off 10,000 in charge cards but keep my home. Is this possible? Ohio Bankruptcy Attorney Russ Cope's Answer Either Chapter 7 or Chapter 13 will allow you to address the $10,000 charge card … [Read more...] about Can I pay off credit card debt and keep my home?