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Cope Law Offices, LLC

Ohio Bankruptcy Attorneys

  • About
    • Our Firm
    • Russ Cope
  • Bankruptcy
    • Overview
    • Protection
    • Foreclosure
    • Chapter 7
    • Chapter 13
    • Unsecured Debt
    • Secured Debt
  • Locations
    • Dayton / Centerville
    • Downtown Dayton
    • Springfield
    • Vandalia
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Unsecured & Secured Debt

We help people with unmanageable debts get debt relief and a fresh start. We understand the many complex aspects of bankruptcy law and use it to help you.

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Secured and Unsecured Debts

Bankruptcy can enable you to reduce or completely eliminate many types of unsecured debts. It can also provide extra cash flow that can enable you to cover your secured debt obligations.

Helping You Get Relief From Unmanageable Secured and Unsecured Debts

Contact Cope Law Offices, LLC, to schedule a free consultation.

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Bankruptcy

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Bankruptcy Protection

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Bankruptcy & Foreclosure

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Chapter 7 Bankruptcy

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Chapter 13 Bankruptcy

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Unsecured & Secured Debt

An attorney at Cope Law Offices, LLC, can review your situation and develop a debt relief plan that effectively addresses these types of debts:

Unsecured Debts

Unsecured debts are completely dischargeable under Chapter 7 bankruptcy. Under Chapter 13 bankruptcy, your remaining unsecured debts will be discharged at the end of your repayment plan.

  • Credit card debts
  • Medical debts
  • Personal loans
  • Payday loans
  • Second and third mortgages when the value of the home is less than the value of the outstanding first mortgage

Certain types of unsecured debts are not dischargeable. These include student loans, child support obligations and spousal support obligations. Certain tax debts may be dischargeable, though others may not be dischargeable.

Secured Debts

Secured debts include first mortgages, car loans and any other loans for which you have pledged property. A Chapter 7 bankruptcy can completely eliminate these debts, though you will lose that item unless your loan is reaffirmed. However, the extra cash flow you obtain from a Chapter 7 or Chapter 13 bankruptcy can make it much easier to cover your payments on your remaining debts.

Contact Our Firm

For a free consultation with an experienced Dayton debt relief lawyer, contact Cope Law Offices, LLC. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Free Case Review

Struggling with debt? Send us an email.

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Dayton Office

6826 Loop Rd
Dayton, OH 45459
Map & Directions

Phone: 937-401-5000
Fax: 877-845-1231

Downtown Dayton

11 W Monument Ave, Ste 300
Dayton, OH 45402
Map & Directions

Phone: 937-648-0100
Fax: 877-845-1231

Springfield Office

49 E. College Ave, Suite 300A
Springfield, OH 45504
Map & Directions

Phone: 937-284-8139
Fax: 877-845-1231

Vandalia Office

812 East National Road, Suite A
Vandalia, OH 45377
Map & Directions

Phone: 937-387-1598
Fax: 877-845-1231

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