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Cope Law Offices, LLC

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Last Updated on July 29, 2020 By Russ Cope

How much does chapter 13 bankruptcy cost in Dayton, Ohio?

Reader’s Question: How much do you charge to file chapter 13 bankruptcy? And can I make pay arrangements if its too much?

Ohio Bankruptcy Attorney Russ Cope’s Answer

Filing for Chapter 13 bankruptcy generally costs less up front than filing for Chapter 7. Here’s why:

Chapter 7 fees are all due up front before the case can be filed with the court. In other words, you cannot get Chapter 7 bankruptcy relief without first paying all attorney fees, filing fees, and any fees for obtaining the Credit Counseling Certificate that is required before commencement of all consumer bankruptcy cases.

However, Chapter 13 fees are generally broken up into two categories: (1) fees paid prior to filing the case, and (2) fees paid through the Chapter 13 plan. Here in Dayton, Ohio, there is really no such thing as price shopping for a Chapter 13 attorney. Nearly every attorney files for the same amount of money. The difference between the offices is how much the attorney requires in up front fees versus what the attorney will take out of your future plan payments.

Here, we base our up-front fees on the amount of up-front work that the case will require. For instance, in terrifically simple Chapter 13 cases, we charge no up front attorney fees. We also charge less for dire situations such as a newly repossessed vehicle or an active garnishment. In the event that it is a $0 up-front Chapter 13 fee, the client would only have to pay the $281 filing fee that the court requires along with the $23 fee to take the Credit Counseling course on the internet. If you want to see what we would charge up front to help you obtain Chapter 13 relief, then feel free to contact us to set up a free consultation where I can learn more about your situation.

About Russ Cope

Russ B. Cope is dedicated to legal standards that go far beyond filing cases — he is interested in your goals. Russ wants to be certain that each client is making an informed decision that will make their life better, and thrives on the interaction between lawyer and client.

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Dayton Office

6826 Loop Rd
Dayton, OH 45459
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Phone: 937-401-5000
Fax: 877-845-1231

Downtown Dayton

11 W Monument Ave, Ste 300
Dayton, OH 45402
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Phone: 937-648-0100
Fax: 877-845-1231

Springfield Office

2 W Columbia St, Ste 200
Springfield, OH 45501
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Phone: 937-284-8139
Fax: 877-845-1231

Vandalia Office

812 East National Road, Suite A
Vandalia, OH 45377
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Phone: 937-387-1598
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Dayton Office

6826 Loop Rd
Dayton, OH 45459
Map & Directions

Phone: 937-401-5000
Fax: 877-845-1231

Downtown Dayton

11 W Monument Ave, Ste 300
Dayton, OH 45402
Map & Directions

Phone: 937-648-0100
Fax: 877-845-1231

Springfield Office

49 E. College Ave, Suite 300A
Springfield, OH 45504
Map & Directions

Phone: 937-284-8139
Fax: 877-845-1231

Vandalia Office

812 East National Road, Suite A
Vandalia, OH 45377
Map & Directions

Phone: 937-387-1598
Fax: 877-845-1231

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