Businesses across the country are suffering during the Covid-19 pandemic, and the Dayton area is no exception. Dayton didn’t make Yelp!’s recent list of the 10 U.S. metro areas that have seen the most pandemic-related business … [Read more...] about Dayton During the Pandemic: Local Economic Impact
Think Twice Before Reaffirming Mortgage Debt
There's no one size fits all answer, but the general rule when it comes to reaffirming mortgage debt in bankruptcy is “don't.” Reaffirming mortgage debt is great for the lender. For the bankruptcy petitioner though, reaffirmation … [Read more...] about Think Twice Before Reaffirming Mortgage Debt
Surviving the Government Shutdown (and Aftermath)
The government shutdown earlier this winter left about 800,000 federal workers without pay for weeks. More than half were required to work at least part of that time, without pay. On January 25, an interim agreement reopened the … [Read more...] about Surviving the Government Shutdown (and Aftermath)
What Happens to Unclaimed Funds After an Ohio Foreclosure?
During August 2018, one in every 1,456 homes in Ohio received a foreclosure filing, according to RealtyTrac.com. This was worse than the national average of 1 in every 1,882 homes, and placed Ohio just outside the top 10 states … [Read more...] about What Happens to Unclaimed Funds After an Ohio Foreclosure?
Second Job, or File Bankruptcy?
If your finances are getting you down, how can you get back on track? For some, the answer may be to get a second job. In some cases, you can boost your income and help reduce your debt by getting a second job. This is a good … [Read more...] about Second Job, or File Bankruptcy?
How Many People Filed for Bankruptcy in Dayton in 2016?
Losing your job. Opening the day’s mail and seeing a big, unexpected medical bill you can’t pay for. Never feeling like those credit cards will ever get under control. These are just a few of the reasons why people in Dayton … [Read more...] about How Many People Filed for Bankruptcy in Dayton in 2016?