Last updated Sept. 26, 2017. First, let’s make a distinction between creditors and debt collectors, because they have to follow different rules under different laws. Your creditor is the person or party to whom you owe the … [Read more...] about Can a Creditor Contact Me After I Hire a Lawyer?
How Does the Automatic Stay Work in Bankruptcy? What is an Automatic Stay? If you are contemplating bankruptcy, then you probably have a lot of creditors after you. The constant pressure and hounding of creditors to collect … [Read more...] about How Does the Automatic Stay Work in Consumer Bankruptcy?
Last updated July 31, 2018. It's dinner time and the phone is ringing...again. You told the jerks to stop calling but it didn't do a bit of good. Your phone is ringing off the hook. The kids want to know what's up. Even your … [Read more...] about Can Debt Collectors Harass and Call Me in Ohio? What Are My Rights?
Say you’ve made some purchases on your credit card, and you owe a couple thousand dollars. Then something unexpected happens (maybe your roof starts leaking or your car needs new tires) and you find yourself a bit short one month. … [Read more...] about Wage Garnishment in Ohio: What Consumers Should Know
Last updated July 28, 2017. Before 1977, debt collection was a frightening prospect. Collectors would call at all hours of the day and night and threaten to sue you, to have you jailed, and some would even threaten to cause you … [Read more...] about Ohio Debt Collection Laws: Can Creditors be Stopped?