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Cope Law Offices, LLC

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Mortgage

Last Updated on January 17, 2023 By Russ Cope

Think Twice Before Reaffirming Mortgage Debt

There's no one size fits all answer, but the general rule when it comes to reaffirming mortgage debt in bankruptcy is “don't.” Reaffirming mortgage debt is great for the lender. For the bankruptcy petitioner though, reaffirmation … [Read more...] about Think Twice Before Reaffirming Mortgage Debt

Categories: Mortgage

Last Updated on September 29, 2018 By Russ Cope

What Happens to Unclaimed Funds After an Ohio Foreclosure?

Unclaimed Foreclosure Funds

During August 2018, one in every 1,456 homes in Ohio received a foreclosure filing, according to RealtyTrac.com. This was worse than the national average of 1 in every 1,882 homes, and placed Ohio just outside the top 10 states … [Read more...] about What Happens to Unclaimed Funds After an Ohio Foreclosure?

Categories: Debt Collection, Mortgage, Ohio Foreclosure Laws, Ohio Laws

Last Updated on July 29, 2020 By Russ Cope

Should I Refinance My Mortgage?

The holidays are coming up and cash is tight for a lot of us. Plus, a new year is about to start. That makes it a good time to think about reorganizing our finances and finding ways to spend less and save more. That may mean … [Read more...] about Should I Refinance My Mortgage?

Categories: Mortgage

Last Updated on July 26, 2016 By Russ Cope

How to negotiate with your mortgage loan servicer

If you fall behind on your mortgage or other significant financial obligations, one of the first important steps you can take is to talk to the lender about your situation. There are several different things you need to have ready … [Read more...] about How to negotiate with your mortgage loan servicer

Categories: Foreclosure, Mortgage

Last Updated on July 29, 2020 By Russ Cope

What Factors Influence Your Mortgage Interest Rate?

If you are like the majority of people interested in purchasing a home, you probably have questions about how to obtain the lowest possible interest rate. Your interest rate can have a significant impact on the amount you pay for … [Read more...] about What Factors Influence Your Mortgage Interest Rate?

Categories: Mortgage

Last Updated on May 18, 2021 By Russ Cope

Foreclosed Home Sold for More than Owed — Now What?

Foreclosed Home Sold Excess Funds Refund

You've fallen behind on your mortgage and now your home is in foreclosure. At the sheriff's sale, the bank will try to sell the home for as much as it can get. If it sells for less than you owe, you may be liable to pay the … [Read more...] about Foreclosed Home Sold for More than Owed — Now What?

Categories: Automatic Stay, Mortgage, Ohio Foreclosure Laws, Ohio Laws

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Dayton Office

6826 Loop Rd
Dayton, OH 45459
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Phone: 937-401-5000
Fax: 877-845-1231

Downtown Dayton

11 W Monument Ave, Ste 300
Dayton, OH 45402
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Phone: 937-648-0100
Fax: 877-845-1231

Springfield Office

2 W Columbia St, Ste 200
Springfield, OH 45501
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Phone: 937-284-8139
Fax: 877-845-1231

Vandalia Office

812 East National Road, Suite A
Vandalia, OH 45377
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Phone: 937-387-1598
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Latest Posts

  • Dayton During the Pandemic: Local Economic Impact
  • Think Twice Before Reaffirming Mortgage Debt
  • Surviving the Government Shutdown (and Aftermath)

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Dayton Office

6826 Loop Rd
Dayton, OH 45459
Map & Directions

Phone: 937-401-5000
Fax: 877-845-1231

Downtown Dayton

11 W Monument Ave, Ste 300
Dayton, OH 45402
Map & Directions

Phone: 937-648-0100
Fax: 877-845-1231

Springfield Office

49 E. College Ave, Suite 300A
Springfield, OH 45504
Map & Directions

Phone: 937-284-8139
Fax: 877-845-1231

Vandalia Office

812 East National Road, Suite A
Vandalia, OH 45377
Map & Directions

Phone: 937-387-1598
Fax: 877-845-1231

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