The mortgage market is a sensitive and complicated system. It reacts to any number of factors, including interest rates, housing purchases, and general economic outlook. It's been in turmoil since the 2008 crisis and is still in … [Read more...] about Is there panic in the mortgage markets?
What is HARP? Does it apply to me? HARP or the Home Affordable Refinance Program, began in 2009 as part of the Making Home Affordable Program in response to the housing market crisis of 2008 by the Federal Housing Finance … [Read more...] about New HARP Guidelines for 2015
Last updated Oct. 30, 2017. You probably already know that filing for bankruptcy is going to affect your credit score. Most people emerge from bankruptcy with a credit score in the range of 500 out of a possible 850. Your … [Read more...] about Getting a Mortgage After Bankruptcy in Ohio
Last updated March 29, 2018. When a family member dies, there are often many tasks that need to be performed to put all of the deceased’s affairs in order. There may be a will to file with a probate court; there may be property … [Read more...] about Will My Children Be Left with My Debts If I Die?
Last updated Feb. 26, 2018. Your home is one of your largest assets. Your mortgage is probably the largest loan you’ll ever take out. If you’re struggling to pay your bills, it’s also probably your biggest worry. Bankruptcy … [Read more...] about Can I Keep My House in Ohio and File Bankruptcy?
“Foreclosure” is simply a term used to describe the legal process used by your mortgage company, or any other mortgage lender (such as a bank), to take possession of your home. A foreclosure is really just a lawsuit in which the … [Read more...] about Ohio Foreclosure Laws: What You Need to Know