During August 2018, one in every 1,456 homes in Ohio received a foreclosure filing, according to RealtyTrac.com. This was worse than the national average of 1 in every 1,882 homes, and placed Ohio just outside the top 10 states … [Read more...] about What Happens to Unclaimed Funds After an Ohio Foreclosure?
Ohio Foreclosure Laws
You've fallen behind on your mortgage and now your home is in foreclosure. At the sheriff's sale, the bank will try to sell the home for as much as it can get. If it sells for less than you owe, you may be liable to pay the … [Read more...] about Foreclosed Home Sold for More than Owed — Now What?
Last updated August 22, 2018. You're behind on your mortgage payments. It happens - maybe you got sick, maybe you lost your job, maybe you just fell behind. Receiving a foreclosure notice can be overwhelming, but you should … [Read more...] about Defending Your Home Against Foreclosure In Ohio
Last updated Oct. 30, 2017. You probably already know that filing for bankruptcy is going to affect your credit score. Most people emerge from bankruptcy with a credit score in the range of 500 out of a possible 850. Your … [Read more...] about Getting a Mortgage After Bankruptcy in Ohio
Last year, the average sale price of a home in Ohio was about $135,000. The median household income was around $47,000. That discrepancy means that a cash purchase is not an option for many people. While the number of cash … [Read more...] about Mortgage Modification in Ohio
Historically, a creditor could take everything you owned in payment of your debt. In the Middle Ages and before, creditors could even take possession of the children of a debtor or the debtor himself if he couldn’t pay. Today, … [Read more...] about Ohio’s Homestead Exemption Protects Your House in Bankruptcy