The government shutdown earlier this winter left about 800,000 federal workers without pay for weeks. More than half were required to work at least part of that time, without pay. On January 25, an interim agreement reopened the … [Read more...] about Surviving the Government Shutdown (and Aftermath)
Chase and Zombie Debts
Last updated April 21, 2018. In a recent lawsuit, Chase Bank was forced to pay out more than $160 million in penalties and $50 million in refunds to consumers for selling bad zombie debt to collection agencies. What is a … [Read more...] about Chase and Zombie Debts
Is Student Loan Debt Headed for a Cliff?
Last updated April 21, 2018. We've all heard about student loan debt in the news. Lots of us have student loan debt ourselves. We hear a lot about how millennials won't be able to buy their own homes or save for retirement. If … [Read more...] about Is Student Loan Debt Headed for a Cliff?
Chapter 7 Means Test 2015
Chapter 7 bankruptcy offers debtors serious relief. In a chapter 7 bankruptcy, you surrender non-exempt property to the court. That property is sold and used to pay your creditors. The rest of your unsecured debts are then … [Read more...] about Chapter 7 Means Test 2015
The Big Ohio Bankruptcy List
Last updated Aug. 31, 2017. If you're considering filing for bankruptcy, if you're struggling with debt and wondering what your options are, or if you're just curious about the bankruptcy process and rules in Ohio, then you've … [Read more...] about The Big Ohio Bankruptcy List
Can I modify my student loans?
Student loans are all over the news. Student loan debt has risen to over $1 trillion and it just keeps growing. The average student borrower has an outstanding balance of almost $30,000. Students are graduating into a difficult … [Read more...] about Can I modify my student loans?