Last updated July 31, 2018. It's dinner time and the phone is ringing...again. You told the jerks to stop calling but it didn't do a bit of good. Your phone is ringing off the hook. The kids want to know what's up. Even your … [Read more...] about Can Debt Collectors Harass and Call Me in Ohio? What Are My Rights?
Say you’ve made some purchases on your credit card, and you owe a couple thousand dollars. Then something unexpected happens (maybe your roof starts leaking or your car needs new tires) and you find yourself a bit short one month. … [Read more...] about Wage Garnishment in Ohio: What Consumers Should Know
A recent study by the National Consumer Law Center gave Ohio a C grade for the protections it offers to debtors. Twenty-three other states also scored Cs. Ohio shouldn’t feel too bad, though. The study claims that not a single … [Read more...] about Ohio Receives “C” Grade for Protecting Families in Debt
Last updated July 28, 2017. Before 1977, debt collection was a frightening prospect. Collectors would call at all hours of the day and night and threaten to sue you, to have you jailed, and some would even threaten to cause you … [Read more...] about Ohio Debt Collection Laws: Can Creditors be Stopped?
Last updated March 29, 2018. The foreclosure process is complex and intimidating. When will you have to leave? When is it too late to reverse the process? How long does foreclosure take in Ohio? If you’re worried about losing … [Read more...] about Ohio Foreclosure Timeline: How Fast Can the Bank Foreclose?
Homestead exemptions have been enacted in most states to protect homeowners from their creditors. Outside of bankruptcy, a homestead exemption protects your primary residence from judgment creditors. Inside the bankruptcy process, … [Read more...] about Ohio Homestead Exemption in Bankruptcy