Last updated Oct. 30, 2017. It's no secret — when you've fallen behind on a debt, the gloves come off. Creditors will go to great lengths trying to collect on past-due accounts. Collection phone calls to relatives and friends … [Read more...] about Help! Creditors are Calling My Mom!
Chapter 7
What is the Automatic Stay? What is the Penalty for Creditors Who Violate It?
Last updated Aug. 31, 2017. Bankruptcy is designed to help you get back on sound financial footing. That can’t happen if you still have to worry about creditors garnishing your wages or foreclosing on your home. So, bankruptcy … [Read more...] about What is the Automatic Stay? What is the Penalty for Creditors Who Violate It?
Can I Keep My House in Ohio and File Bankruptcy?
Last updated Feb. 26, 2018. Your home is one of your largest assets. Your mortgage is probably the largest loan you’ll ever take out. If you’re struggling to pay your bills, it’s also probably your biggest worry. Bankruptcy … [Read more...] about Can I Keep My House in Ohio and File Bankruptcy?
Bankruptcy and Divorce: What You Need to Know
Last updated Feb. 26, 2018. When it comes to marriages, few things have the magnetic ability to drag down a relationship like the gravitational pull of debt. Given that debt is a major contributor to marital disenchantment, it … [Read more...] about Bankruptcy and Divorce: What You Need to Know
What Happens If the Trustee Moves to Dismiss My Bankruptcy Case?
Last updated May 14, 2018. Under Chapter 7 bankruptcy law, the court may dismiss your case if it believes that relief is unwarranted based on your financial circumstances. 11 USC § 707(b)(1) reads: After notice and a hearing, … [Read more...] about What Happens If the Trustee Moves to Dismiss My Bankruptcy Case?
How Do Payday Loans Work in Ohio? Can Bankruptcy Help?
Last updated Oct. 20, 2018. If you’ve ever run into a sudden, unexpected expense, you may have considered taking out a payday loan. Payday loans go by a variety of names, such as cash advance, payday advance, or deposit … [Read more...] about How Do Payday Loans Work in Ohio? Can Bankruptcy Help?