The simple answer to whether you have to include all of your property in bankruptcy in Ohio, or in any other state, is yes. Many people, though, do not want to include some of their property, such as a car or a house. If you’re … [Read more...] about Do I Have To Include All My Property In Bankruptcy In Ohio?
Chapter 13
Will My Children Be Left with My Debts If I Die?
Last updated March 29, 2018. When a family member dies, there are often many tasks that need to be performed to put all of the deceased’s affairs in order. There may be a will to file with a probate court; there may be property … [Read more...] about Will My Children Be Left with My Debts If I Die?
Help! Creditors are Calling My Mom!
Last updated Oct. 30, 2017. It's no secret — when you've fallen behind on a debt, the gloves come off. Creditors will go to great lengths trying to collect on past-due accounts. Collection phone calls to relatives and friends … [Read more...] about Help! Creditors are Calling My Mom!
What is the Automatic Stay? What is the Penalty for Creditors Who Violate It?
Last updated Aug. 31, 2017. Bankruptcy is designed to help you get back on sound financial footing. That can’t happen if you still have to worry about creditors garnishing your wages or foreclosing on your home. So, bankruptcy … [Read more...] about What is the Automatic Stay? What is the Penalty for Creditors Who Violate It?
Can a Creditor Contact Me After I Hire a Lawyer?
Last updated Sept. 26, 2017. First, let’s make a distinction between creditors and debt collectors, because they have to follow different rules under different laws. Your creditor is the person or party to whom you owe the … [Read more...] about Can a Creditor Contact Me After I Hire a Lawyer?
How Much Will Bankruptcy Lower My Credit Score?
Last updated Jan. 28, 2018. You probably already know that bankruptcy is going to impact your credit. In fact, fear of that impact may be what’s keeping you from filing. So how much does bankruptcy affect your credit … [Read more...] about How Much Will Bankruptcy Lower My Credit Score?