If you’re struggling to make ends meet, you may be facing tough choices. Pay the mortgage or pay the credit card bill? When making that decision, consider how each of these debts is treated in bankruptcy. In the United States, … [Read more...] about What’s more dangerous: credit card or mortgage debt?
Last updated Oct. 30, 2017. You probably already know that filing for bankruptcy is going to affect your credit score. Most people emerge from bankruptcy with a credit score in the range of 500 out of a possible 850. Your … [Read more...] about Getting a Mortgage After Bankruptcy in Ohio
The simple answer to whether you have to include all of your property in bankruptcy in Ohio, or in any other state, is yes. Many people, though, do not want to include some of their property, such as a car or a house. If you’re … [Read more...] about Do I Have To Include All My Property In Bankruptcy In Ohio?
Last updated March 29, 2018. When a family member dies, there are often many tasks that need to be performed to put all of the deceased’s affairs in order. There may be a will to file with a probate court; there may be property … [Read more...] about Will My Children Be Left with My Debts If I Die?
Last updated Oct. 30, 2017. It's no secret — when you've fallen behind on a debt, the gloves come off. Creditors will go to great lengths trying to collect on past-due accounts. Collection phone calls to relatives and friends … [Read more...] about Help! Creditors are Calling My Mom!
Last year, the average sale price of a home in Ohio was about $135,000. The median household income was around $47,000. That discrepancy means that a cash purchase is not an option for many people. While the number of cash … [Read more...] about Mortgage Modification in Ohio