Chapter 7 bankruptcy offers debtors serious relief. In a chapter 7 bankruptcy, you surrender non-exempt property to the court. That property is sold and used to pay your creditors. The rest of your unsecured debts are then … [Read more...] about Chapter 7 Means Test 2015
Is there panic in the mortgage markets?
The mortgage market is a sensitive and complicated system. It reacts to any number of factors, including interest rates, housing purchases, and general economic outlook. It's been in turmoil since the 2008 crisis and is still in … [Read more...] about Is there panic in the mortgage markets?
New HARP Guidelines for 2015
What is HARP? Does it apply to me? HARP or the Home Affordable Refinance Program, began in 2009 as part of the Making Home Affordable Program in response to the housing market crisis of 2008 by the Federal Housing Finance … [Read more...] about New HARP Guidelines for 2015
Defending Your Home Against Foreclosure In Ohio
Last updated August 22, 2018. You're behind on your mortgage payments. It happens - maybe you got sick, maybe you lost your job, maybe you just fell behind. Receiving a foreclosure notice can be overwhelming, but you should … [Read more...] about Defending Your Home Against Foreclosure In Ohio
The Big Ohio Bankruptcy List
Last updated Aug. 31, 2017. If you're considering filing for bankruptcy, if you're struggling with debt and wondering what your options are, or if you're just curious about the bankruptcy process and rules in Ohio, then you've … [Read more...] about The Big Ohio Bankruptcy List
Can I modify my student loans?
Student loans are all over the news. Student loan debt has risen to over $1 trillion and it just keeps growing. The average student borrower has an outstanding balance of almost $30,000. Students are graduating into a difficult … [Read more...] about Can I modify my student loans?