Last updated Aug. 31, 2017. Bankruptcy is designed to help you get back on sound financial footing. That can’t happen if you still have to worry about creditors garnishing your wages or foreclosing on your home. So, bankruptcy … [Read more...] about What is the Automatic Stay? What is the Penalty for Creditors Who Violate It?
Last updated Sept. 26, 2017. First, let’s make a distinction between creditors and debt collectors, because they have to follow different rules under different laws. Your creditor is the person or party to whom you owe the … [Read more...] about Can a Creditor Contact Me After I Hire a Lawyer?
Last updated Jan. 28, 2018. You probably already know that bankruptcy is going to impact your credit. In fact, fear of that impact may be what’s keeping you from filing. So how much does bankruptcy affect your credit … [Read more...] about How Much Will Bankruptcy Lower My Credit Score?
Historically, a creditor could take everything you owned in payment of your debt. In the Middle Ages and before, creditors could even take possession of the children of a debtor or the debtor himself if he couldn’t pay. Today, … [Read more...] about Ohio’s Homestead Exemption Protects Your House in Bankruptcy
Our firm is excited to present this visual guide to the unique economic ecosystem of the city of Dayton. The infographic highlights transportation hubs, major employers, top tourist attractions, and some geographic data. … [Read more...] about Economic Ecosystem of Dayton, OH
In re Jones, __ B.R. __ (Bankr. E.D. Pa. 2013) Student Loans Are Tough to Shake Student loans are permanent. The only way to get rid of them is to pay them off. Even if you file for and successfully complete bankruptcy, your … [Read more...] about Discharge is Possible Between a Rock and a Hard Place